Cancelling according to your situation
Each situation has its own rules and deadlines. Choose yours for a clear explanation and the right letter.
Cancelling following a premium increase
When your insurer announces a premium increase for the following year, you keep your ordinary right to change basic insurance.
Key deadline · Letter received before 30 November.
Cancelling after moving house
Moving to another canton or premium region may open an extraordinary right to cancel.
Key deadline · Short notice from the change of canton.
Cancelling when leaving the country
If you permanently leave Switzerland, your LAMal insurance obligation ends.
Key deadline · From the official departure date.
Cancelling double insurance
Covered twice for the same benefit? Double insurance can be cancelled.
Key deadline · To be regularised quickly.
Cancelling after a death
Following a death, the deceased's policies must be cancelled by the relatives.
Key deadline · On receipt of the death certificate.
Changing health insurer
Changing insurer for basic insurance is an annual right, simple and free of charge.
Key deadline · Letter received before 30 November.