Aide Résiliation Santé

Switzerland · free · explained simply

Cancelling your health insurance, explained step by step

A friendly help centre to understand your rights, find the right letter template and send it on time — without jargon.

Free letter template Can I cancel?

Supported by a FINMA-licensed partner broker (F01104644).

Panorama of the Swiss Alps above a green valley — Designed for Switzerland: your cancellation rights, canton by canton.Photo : Auteur inconnu (Wikimedia Commons) · CC BY-SA 3.0 at

Where to start?

Basic insurance (LAMal)

Mandatory for everyone. Cancellation as of 31 December, letter to be sent before 30 November.

Supplementary (LCA)

Optional. Often cancellable as of 31 December with 3 months' notice — or after 3 years.

A specific situation?

Premium increase, moving house, leaving the country, double insurance, death…

How it works

1

We understand your case

A few simple questions — or the decision tree — pinpoint your right to cancel.

2

We write the letter

The assistant generates a compliant, dated letter ready for registered post.

3

We support you

A FINMA-licensed adviser can call you back to compare and avoid the pitfalls.

Choose your canton

Click on your canton to access its premiums, its insurers and the cancellation process. Each tile leads to the matching local page.

Tools designed to help you

Conversational assistant

Describe your situation, it qualifies your case and writes the letter.

Which insurer for me?

Answer 3 questions, see the cheapest insurers in your canton.

Cross-border calculator

LAMal right of option or insurance in your country of residence: what applies to you.

Decision tree

Three questions to know if you can cancel now.

Household co-cancellation

Prepare the letters for the whole household at once.

Voice assistant

Dictate your request, we turn it into a letter (coming soon).

Still have a question? Check our health FAQ. FAQ