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Health insurance cancellation letter template for Chur

A sample LAMal cancellation letter for Chur (Grisons) to personalise, with the local details to include.

Health insurance cancellation letter template for Chur

In Chur, basic insurance (LAMal/KVG) is mandatory for every resident. To switch insurer you need a written cancellation letter: our template includes the required details and adapts to your situation in Chur.

The trilingual Grisons capital, Chur belongs to a mountain canton with many premium regions by location. Chur lies in the canton of Grisons: be sure to state your exact address in the letter, as it determines your premium region.

Canton

Grisons

Main postal codes

7000 · 7004 · 7006 · 7007

Main language

German

Common postal codes for Chur (public data). Your regional premium depends on your exact address within the canton of Grisons.

Adult premium 2026

from 373 to 660 CHF / month

Adult range 2026 for the premium region of Chur (not the average of the whole canton of Grisons): Chur falls under its own FOPH premium region. Exact amounts depend on the insurer, model and deductible chosen.

Source: OFSP 2026 premiums, published 09/2025.

How to cancel in Chur, step by step

  1. Check your deadlines

    For basic insurance, a year-end cancellation must reach your insurer by 30 November at the latest (effective 31 December). Mid-year, a premium increase also opens an extraordinary right to cancel.

  2. Choose the new insurer first

    Compare offers in Chur on a like-for-like basis, then join the new insurer BEFORE cancelling the old one. Your basic cover must never be interrupted.

  3. Send your cancellation

    Send a cancellation letter by registered post to your current insurer, stating the effective date. Keep the proof of posting and the new insurer's confirmation of membership.

Local context in Chur

Whether you live in central Chur or a neighbouring municipality of the canton of Grisons, the cancellation procedure is the same. Only regional premiums may vary by postal code: always compare on the basis of your exact address.

Good to know

The basic-insurance catalogue is identical everywhere in Switzerland: in Chur as elsewhere, a lower premium never means less cover for basic insurance.

Health insurers present in Chur

The main insurers operate across Switzerland; here are a few whose cancellation sheet you can consult.

Prepare your cancellation in Chur

Generate a cancellation letter tailored to your situation in Chur, ready to print or send.

To generate your letter

Leave your details: you unlock the PDF letter and a licensed adviser can call you back to compare.

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LAMal cancellation deadline

dayshrsmin

Cancellation received by 30 November, effective 1 January.

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Frequently asked questions in Chur

What is the deadline to cancel my basic insurance in Chur?
An ordinary LAMal/KVG cancellation must reach your insurer by 30 November at the latest, effective 31 December. If a premium increase is announced, an extraordinary right to cancel also applies.
Do my premiums depend on my address in Chur?
Yes: the basic premium depends on your canton (Grisons) and your premium region, hence your postal code. The benefits themselves are identical across Switzerland.
Must I cancel before signing up elsewhere?
No, it is the opposite: join the new insurer first, get confirmation, then cancel the old one to avoid any gap in cover.