What is the deadline to cancel my basic insurance in Biel/Bienne?

An ordinary LAMal/KVG cancellation must reach your insurer by 30 November at the latest, effective 31 December. If a premium increase is announced, an extraordinary right to cancel also applies.

Do my premiums depend on my address in Biel/Bienne?

Yes: the basic premium depends on your canton (Berne) and your premium region, hence your postal code. The benefits themselves are identical across Switzerland.

Must I cancel before signing up elsewhere?

No, it is the opposite: join the new insurer first, get confirmation, then cancel the old one to avoid any gap in cover.

Cities

Health insurance cancellation letter template for Biel/Bienne

A sample LAMal cancellation letter for Biel/Bienne (Berne) to personalise, with the local details to include.

In Biel/Bienne, basic insurance (LAMal/KVG) is mandatory for every resident. To switch insurer you need a written cancellation letter: our template includes the required details and adapts to your situation in Biel/Bienne.

Officially bilingual, Biel/Bienne lets you send your cancellation in either French or German. Biel/Bienne lies in the canton of Berne: be sure to state your exact address in the letter, as it determines your premium region.

Canton

Berne

Main postal codes

2500 · 2501 · 2502 · 2503 · 2504 · 2505

Main language

French

Common postal codes for Biel/Bienne (public data). Your regional premium depends on your exact address within the canton of Berne.

Adult premium 2026

from 503 to 759 CHF / month

Adult range 2026 for the premium region of Biel/Bienne (not the average of the whole canton of Berne): Biel/Bienne falls under its own FOPH premium region. Exact amounts depend on the insurer, model and deductible chosen.

Source: OFSP 2026 premiums, published 09/2025.

How to cancel in Biel/Bienne, step by step

Check your deadlines
For basic insurance, a year-end cancellation must reach your insurer by 30 November at the latest (effective 31 December). Mid-year, a premium increase also opens an extraordinary right to cancel.
Choose the new insurer first
Compare offers in Biel/Bienne on a like-for-like basis, then join the new insurer BEFORE cancelling the old one. Your basic cover must never be interrupted.
Send your cancellation
Send a cancellation letter by registered post to your current insurer, stating the effective date. Keep the proof of posting and the new insurer's confirmation of membership.

Local context in Biel/Bienne

Whether you live in central Biel/Bienne or a neighbouring municipality of the canton of Berne, the cancellation procedure is the same. Only regional premiums may vary by postal code: always compare on the basis of your exact address.

★ Good to know

The basic-insurance catalogue is identical everywhere in Switzerland: in Biel/Bienne as elsewhere, a lower premium never means less cover for basic insurance.

Other cities in the same region

Health insurers present in Biel/Bienne

The main insurers operate across Switzerland; here are a few whose cancellation sheet you can consult.

Prepare your cancellation in Biel/Bienne

Generate a cancellation letter tailored to your situation in Biel/Bienne, ready to print or send.

To generate your letter

Leave your details: you unlock the PDF letter and a licensed adviser can call you back to compare.

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LAMal cancellation deadline

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Cancellation received by 30 November, effective 1 January.

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Frequently asked questions in Biel/Bienne

What is the deadline to cancel my basic insurance in Biel/Bienne?: An ordinary LAMal/KVG cancellation must reach your insurer by 30 November at the latest, effective 31 December. If a premium increase is announced, an extraordinary right to cancel also applies.
Do my premiums depend on my address in Biel/Bienne?: Yes: the basic premium depends on your canton (Berne) and your premium region, hence your postal code. The benefits themselves are identical across Switzerland.
Must I cancel before signing up elsewhere?: No, it is the opposite: join the new insurer first, get confirmation, then cancel the old one to avoid any gap in cover.