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Municipalities

Cancel your health insurance in Horgen

The steps and a letter template to cancel your health insurance in Horgen, canton of Zurich.

Cancel your health insurance in Horgen

Do you live in Horgen and want to switch insurer? The procedure is identical across the whole canton of Zurich: a written cancellation letter, sent within the legal deadline.

Canton

Zurich

Main postal codes

8135

Main language

German

Legal facts for Horgen

Basic insurance (LAMal/KVG) deadline
letter received by the insurer by 30 November at the latest, effective the following 1 January
Extraordinary right to cancel
1 month after notice of a premium increase, effective 31 December
Annual deductible (basic insurance)
300, 500, 1000, 1500, 2000 or 2500 CHF depending on your choice
Supplementary insurance (LCA)
usually due 31 December, with roughly 3 months' notice depending on the contract

How to cancel in Horgen, step by step

  1. Check your deadlines

    For basic insurance, a year-end cancellation must reach your insurer by 30 November at the latest (effective 31 December). Mid-year, a premium increase also opens an extraordinary right to cancel.

  2. Choose the new insurer first

    Compare offers in Horgen on a like-for-like basis, then join the new insurer BEFORE cancelling the old one. Your basic cover must never be interrupted.

  3. Send your cancellation

    Send a cancellation letter by registered post to your current insurer, stating the effective date. Keep the proof of posting and the new insurer's confirmation of membership.

Local context in Horgen

The canton of Zurich, to which Horgen belongs, sets the premium-region framework: check the exact region for your address before comparing insurers.

★ Good to know

The basic-insurance catalogue is identical everywhere in Switzerland: in Horgen as elsewhere, a lower premium never means less cover for basic insurance.

Prepare your cancellation in Horgen

Generate a cancellation letter tailored to your situation in Horgen, ready to print or send.

To generate your letter

Leave your details: you unlock the PDF letter and a licensed adviser can call you back to compare.

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LAMal cancellation deadline

—days—hrs—min

Cancellation received by 30 November, effective 1 January.

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Neighbouring municipalities in the canton of Zurich

Health insurers present in Horgen

The main insurers operate across Switzerland; here are a few whose cancellation sheet you can consult.

Frequently asked questions in Horgen

What is the deadline to cancel my basic insurance in Horgen?
An ordinary LAMal/KVG cancellation must reach your insurer by 30 November at the latest, effective 31 December. If a premium increase is announced, an extraordinary right to cancel also applies.
Do my premiums depend on my address in Horgen?
Yes: the basic premium depends on your canton (Zurich) and your premium region, hence your postal code. The benefits themselves are identical across Switzerland.
Must I cancel before signing up elsewhere?
No, it is the opposite: join the new insurer first, get confirmation, then cancel the old one to avoid any gap in cover.