How do I cancel my supplementary insurance with Tcs?

Send a registered letter to Tcs at least 3 months before your contract expiry (usually December 31st or your anniversary date). Check your contract or use our free cancellation letter generator.

Does Tcs offer both LAMal and supplementary LCA insurance?

Yes, most health insurers like Tcs offer both mandatory basic coverage (LAMal) and voluntary supplementary insurance. You are not required to have both with the same insurer.

Can I switch supplementary insurer without changing my LAMal?

Yes, in Switzerland LAMal and supplementary LCA insurance are completely independent contracts. You can cancel only your supplementary insurance and subscribe elsewhere, keeping your LAMal with Tcs.

Tcs

Cancelling with Tcs

Here is how to cancel your basic or Tcs supplementary insurance, with a letter template ready to personalise.

Tcs basic insurance

For basic insurance, send your cancellation so that it arrives before 30 November. Tcs must let you leave, with no health conditions.

Tcs supplementary

For a Tcs supplementary policy, check the notice period and minimum term in your general terms before cancelling.

Cancellation address: shown on your latest premium invoice or in your Tcs client area.

Cancel the supplementary policy of Tcs →

★ Good to know

Always send your letter by registered post and keep a copy: this is your proof of meeting the deadline.

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LAMal cancellation deadline

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Cancellation received by 30 November, effective 1 January.

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