How do I cancel my supplementary insurance with Philos Assurance Maladie Sa?

Send a registered letter to Philos Assurance Maladie Sa at least 3 months before your contract expiry (usually December 31st or your anniversary date). Check your contract or use our free cancellation letter generator.

Does Philos Assurance Maladie Sa offer both LAMal and supplementary LCA insurance?

Yes, most health insurers like Philos Assurance Maladie Sa offer both mandatory basic coverage (LAMal) and voluntary supplementary insurance. You are not required to have both with the same insurer.

Can I switch supplementary insurer without changing my LAMal?

Yes, in Switzerland LAMal and supplementary LCA insurance are completely independent contracts. You can cancel only your supplementary insurance and subscribe elsewhere, keeping your LAMal with Philos Assurance Maladie Sa.

Philos Assurance Maladie Sa

Cancelling with Philos Assurance Maladie Sa

Here is how to cancel your basic or Philos Assurance Maladie Sa supplementary insurance, with a letter template ready to personalise.

Philos Assurance Maladie Sa basic insurance

For basic insurance, send your cancellation so that it arrives before 30 November. Philos Assurance Maladie Sa must let you leave, with no health conditions.

Philos Assurance Maladie Sa supplementary

For a Philos Assurance Maladie Sa supplementary policy, check the notice period and minimum term in your general terms before cancelling.

Cancellation address: shown on your latest premium invoice or in your Philos Assurance Maladie Sa client area.

Cancel the supplementary policy of Philos Assurance Maladie Sa →

★ Good to know

Always send your letter by registered post and keep a copy: this is your proof of meeting the deadline.

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LAMal cancellation deadline

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Cancellation received by 30 November, effective 1 January.

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