How do I cancel my supplementary insurance with Helvetia?

Send a registered letter to Helvetia at least 3 months before your contract expiry (usually December 31st or your anniversary date). Check your contract or use our free cancellation letter generator.

Does Helvetia offer both LAMal and supplementary LCA insurance?

Yes, most health insurers like Helvetia offer both mandatory basic coverage (LAMal) and voluntary supplementary insurance. You are not required to have both with the same insurer.

Can I switch supplementary insurer without changing my LAMal?

Yes, in Switzerland LAMal and supplementary LCA insurance are completely independent contracts. You can cancel only your supplementary insurance and subscribe elsewhere, keeping your LAMal with Helvetia.

Helvetia

Cancelling with Helvetia

Here is how to cancel your basic or Helvetia supplementary insurance, with a letter template ready to personalise.

Helvetia basic insurance

For basic insurance, send your cancellation so that it arrives before 30 November. Helvetia must let you leave, with no health conditions.

Helvetia supplementary

For a Helvetia supplementary policy, check the notice period and minimum term in your general terms before cancelling.

Cancellation address: shown on your latest premium invoice or in your Helvetia client area.

Cancel the supplementary policy of Helvetia →

★ Good to know

Always send your letter by registered post and keep a copy: this is your proof of meeting the deadline.

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LAMal cancellation deadline

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Cancellation received by 30 November, effective 1 January.

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